Financial agent01
Miriam
Your AI financial guide. She understands your money, explains what matters, and helps you decide what to do next.
Rail gives you Miriam, a financial agent that automatically organizes your income into spending, saving, stablecoins, and future-building money so progress happens quietly in the background.
Meet Miriam
Miriam watches how money enters, moves, and leaves your account — then helps Rail allocate, save, and guide your next financial move without making you manage everything yourself.
Understands your flow
Miriam reads income, spending, balances, and habits so Rail knows what your money is actually doing.
Allocates automatically
When money comes in, Rail can split it between spending, saving, and long-term progress by default.
Guides the next move
Instead of dashboards and guesswork, Miriam gives simple direction based on your real financial behavior.
Works across money rails
Stablecoins, virtual accounts, multi-currency balances, and future automations connected through one intelligent layer.
Rail brings your money account, stablecoins, automation, and Miriam's financial intelligence into one simple system built to move you forward by default.
Your AI financial guide. She understands your money, explains what matters, and helps you decide what to do next.
Money splits automatically — 70% to spend, 30% to grow. No setup, no decisions.
Hold and move money across currencies. Your money isn't trapped by borders.
03
Rail handles your money through regulated partners, encrypted infrastructure, and transparent systems. You stay in control. Miriam just makes it easier.
256-bit SSL encryption protects every connection. Your data is encrypted at rest and in transit, always.
Rail partners with regulated financial infrastructure. We build compliance into every money movement by default.
Always know exactly where your money is, what Miriam organized, and why. No hidden moves. No opaque fees.
Set your own rules. Turn automation on or off. Miriam works for you — never the other way around.
Learn more about
Rail Money
Everything you need to know before joining early access.
Rail Money is an intelligent money account built around Miriam, our financial agent. It helps users receive money, understand their financial behavior, and move money toward spending, saving, stablecoins, and long-term progress through simple defaults.
Join early access. No fees. No commitment. Just smarter money that moves itself toward progress.